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Dog Bite Litigations

dog bite

2 min read

Introduction

The United States has one of the highest dog ownership rates in the world – with over 60 million households owning at least one dog. According to the Centers for Disease Control and Prevention (CDC), around 4.5 million individuals in the United States are attacked by dogs each year. Approximately 386,000 of these individuals require immediate medical attention.[1]

Who Pays for the Dog Bite? 

When someone is bitten by a dog that requires medical attention. Who pays for the expenses? In many cases, the dog owners’ home, or renters’ insurance pays for the injured person’s medical bills. Some insurances cover dog bites that occur even outside the homeowner’s property such as in a park or public area. Therefore, the dog owner usually does not have to pay for the medical bills or legal bills pertaining to dog bites if or when it occurs on their property. 

For most homeowners, the insurance companies offer between $100,000.00 and $500,000.00 worth of personal liability coverage for any damages that were to happen on the entire property. In 2020 the average dog bite cost about $49,000.00[2] however, it is important to note that certain breeds such as pit bulls, rottweilers, and chow chows, are categorized as “dangerous” and are either difficult to insure or excluded from coverage altogether.[3]

Once the injured party receives medical attention and gets legal help, the next step is usually to contact the insurance adjuster of the insured party to discuss the cost of the medical bills along with any other expenses that have accrued. The evidence of the dog bite, along with the accident report, if one was filed, is then provided to the insurance adjuster for proper documentation in preparation for litigation if the two adversarial parties cannot come to an agreement on the amount of compensation.  We ensure that the injured party gets all the medical compensation they need to recover from the dog bite to try and attempt to help them restore the functionality of daily life that they had prior to the dog bite.[4] 

Orlando Accident Attorney

Here at the Orlando Accident Attorney, we handle all forms of dog bite attacks, while understanding that these animals are the defendants’ pets. We, in no way, shape, or form, advocate for harm to any animal, but instead for compensation to a plaintiff that has been injured. If you or a loved one have been injured by a dog bite, please give us a call at 407-706-3909. 

Author: Brandon Salter

Date: July 22, 2022


[1] https://www.cdc.gov/healthypets/connect/newsletter/dog-bite-prevention-week.html

[2] https://www.progressive.com/answers/does-home-insurance-cover-dog-bites/

[3] https://www.dogsbite.org/

[4] https://www.iii.org/article/spotlight-on-dog-bite-liability